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More than 5 million people now work from home in the UK. Most standard business equipment, computers and the like, are covered under a normal home contents insurance policy. However, home contents will only cover the actual hardware - you won't get any compensation for any problems that result from the accompanying loss of records and data. If a pipe bursts your home contents will pay for a new carpet - but what about the earnings that vanish because you can't work for a week?
A standard home insurance policy will not cover you for your loss of income! A Home Workers' Insurance Policy combines high quality, low cost home insurance with cover for your home office and insure against the risk of lost earnings, as well as offering some of the features of other standard business insurance packages.
Cover generally includes:
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Once you've paid your one-off registration fee, all you have to do is spend a minimum of £100 a year on Office Supplies or Web-Hosting to continue to enjoy all the benefits of full membership.
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