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Keyperson Insurance
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With a bit of luck, nothing unpleasant is going to happen to you or any of the other key people in your business. However, you never know what the future may bring. What would happen to your business if you or one of your team had to take a long time off work?
People are the most important asset of any business, but the one which is most often underinsured. We remember to insure our company cars, but not the people who drive them.
Which type of cover is most suitable for each particular risk and at what price can be difficult to determine without expert guidance from someone familiar with all the various types of cover available and the industry jargon associated with the technical issues surrounding keyperson insurance.
For example business protection policies can take many forms, and common phrases such as ‘Keyman policy’ are easily misunderstood. Similarly, health and income protection policies have many options and exclusions contained in the policy wordings.
BC365 will review you current arrangements and advise you on areas suitable to your particular business. If you want us to check the details of your current provision to make sure that your people are covered, get in touch!
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